7/22/2008

Credit Repair Myths Exposed 1#

If you've done any searching on the Internet for information
pertaining to Credit Repair, you've no doubt found that
there's a great deal available. Unfortunately, there's also
a lot of misinformation as well.

Let's take a look at some of the most common misstatements
you'll come across and examine them in detail.

MYTH #1 Credit repair doesn't work!

While it's true that credit repair is more art than
science that's not to say it doesn't work. If you
undertake to repair your bad credit score, there's never any
guarantee you can restore it to perfect status. But
sometimes you can, and in almost every case you can at least
affect some improvement in your credit score, and often
major improvement at that!

First of all, credit reports for the most part are filled
with errors. While there seems to be no general agreement,
it's estimated that anywhere from 1/3 (Attorney General of
NY) to as many as 90% (Charles Givens Organization) of
credit reports contain errors.

Removal of erroneous negative information alone will go a
great way toward improving your credit score. But there's
more to the story, which brings us to myth #2.

7/07/2008

Surety Bond Benefits

Bonds play a major role in todays market. Bonds become more essential in construction industry for completion of their construction projects. Underwriting bonds involve great risk. But the surety company will write these bonds for the benefit of their customers. If bonds have been underwritten, it has following benefits.

The obligee gets a guaranteed performance of the contract from the principal and the surety.
These bonds enforce the contractor to complete the contract with in the stipulated time and contract money.
This bond guarantees the payment from the obligee to the contractor and from the principal to the subcontractor.
This bond ensures that the supplier will furnish the material and labor to the principal as signed in the contract.
In default of the contract, the obligee can sue the principal i.e. the obligator and the also the surety.

7/05/2008

Signs of a Payday Loan Shark

The Lender is Too Vague in Answering Your Questions.

You should be able to ask questions and gain a better understanding of how the loan process will work. Some lenders dont like to answer questions or theyll beat around the bush when they provide your answers. With these payday loan lenders, you may find yourself more confused than when you first arrived.


They Charge a High Interest Rate and Additional Fees.

The bottom line is that this is how payday loan lenders make their money. They do, however, have a choice of what fee rate to attach to the loans they provide. Some unsavory lenders will charge the maximum loan rate allowed by law. They also tend to nickel and dime you with application fees, deposit fees, and/or processing fees.

The Lender is a Private Lender.

Many people have been scammed into getting payday loans through private lenders. These lenders often make it appear more attractive by telling you they can do things other lenders cannot. Certain types of loans are governed by different laws, so its important to find out the type of loan these private lenders are actually offering and what rules apply in terms of fees, repayment, and default.

Again

Hello all

C'est sleepman qui vous parle :-D

On relance le blog, c'est partit

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Sleepman